I WAS ON 3 MONTH TRIAL WITH ALS WITH THE HAMP PROGRAM. I RECIEVED A LETTER STATING I WAS DENIED DUE TO I HAD RESERVES IN MY SAVINGS,ON MY HARDSHIP LETTER I TOLD THEM IT WAS FROM HOME EQUITY LOAN..THEY ADVISED TO PUT MONEY BACK INTO ACCOUNT .WHICH I DID , I OWED RELATIVE MONEY AND I PUT MONEY BACK INTO EQUITY ACCOUNT. I WAS GIVEN 30 DAYS, WHICH EXPIRE ON FEB 26.2010..WAITING TO SEE..
HELLO CHRIS,
JUST TO LET YOU KNOW HE CALLED ME OVER WEEKEND. WE ARE HOPING TO GET SOMETHING ACCOMPLISHED. HE REALLY KNOWS HIS STUFF.
HELLO TO THE EXPERTS,NEEDING YOUR ADVICE. I BOUGHT MY BIG DREAM HOUSE AUG 2005 AT 459,000.OO. PRIN BAL IS 367,000.00. I’M AT 5.87% FIXED FOR 30 YRS BUT AT A 10 YEAR INTEREST ONLY. I MY OTHER HOME THAT WANTED TO SELL BEFORE 5YEARS TO PUT MORE MONEY TOWARDS MY PRIN BAL. AS YOU CAN SEE THATS NOT GOING TO HAPPEN ANY TIME SOON.MY MON PAYMENT IS 1795.64 PLUS INPOUNDS. THIS MY PROBLEM TODAY MY SPOUSE IS UNEMPLOYED DUE TO NO CONTRUCTION WORK..MY QUESTION IS THEIR SUCH PROGRAMS THRU FHA TO REFI WITH A RECAPTURE IF I SELL OR REFI MY HOME ?SO MY PAYMENT CAN BE LITTLE LOWER TO AFFORD I DO NOT WANT TO LOSE MY HOME. I’ M NOT LATE ON ANY PAYMENTS .CHRIS SAID A SHORT PAY.WHAT IS THAT? WE RAN OF TIME AT SEMINAR..ONCE AGAIN THANKS FOR YOUR TEAM..LOTS OF INFO ..PEASE HELP MY SAVE MY HOUSE..
