Why Is Bank Of America Not Modifying My Loan After Ten Trial Payments?
i am in my 10th month on making my trial payments why have i not been offered a permanent modification agreement .i have contacted Chris Soreoson FROM HELP on feb 3rd 2010 when i was sending in my 8th trial payment with all the people and lawyer i have now i am sending inmy 10th on time payment .i have qualified for the modification with all the correct paper work and no one contacts me from bank of america with an agreement . i donot know what to do no one helps. bank of america sends some here each month and bills me $15.00 each month to make sure we are still here. i owe an additional $150.00 supposedly for the person coming by each month. bank of america repors me to credit bureaus and has changed my fico score from 800 to 600 and! continues too report me as delinquent when i have passed all the modification paperwork and have made 9 trial payments on time and the correct amount and yet i am not offered an agreement .what am i suppose too do to have a permanent agreement fed exed too me.